HPDE Insurance Program Benefits

Our Key Program Benefits Include:

  1. Only program to utilize fully Admitted insurance company. Broad Coverage Insurance Program underwritten by Great American Insurance Company (GAIC). GAIC is rated “A+” (Excellent) by A.M. Best Company (as of 2019).
  2. Affordable daily rates with no tax, which are less expensive than our competitors. Policies can be charged to a major credit card online or by check. The second & third day of an event will be automatically included.
  3. True agreed value with flexibility as to modifications and vehicle collectability. Unlike competitors, we do not depreciate a totaled vehicle.
  4. Small Deductibles-10% of vehicle value. (Minimum deductible $2,500).
  5. No specific track surcharges.
  6. Second driver coverage included when listed with applicant on the application.
  7. HPDE Instructor automatically included.
  8. Debris removal coverage automatically included up to $1,000.
  9. Pollutant clean up and removal coverage automatically included up to $10,000.
  10. Damage to property of others coverage (track) up to $500.
  11. Towing and rental coverage automatically included up to $500 each.
  12. Multi pack discounts available with 10% for 3 or more events and 15% for 6 or more events purchased at one time.
  13. Annual 12 month policy with unlimited HPDE events during the policy term.
  14. Club discounts available.
  15. Able to insure both street cars and race cars during HPDE events only.
  16. Fast online application with 24 hour support.
  17. Program administrator with 25+ years of diverse HPDE instructing and track knowledge (also a semi professional race car driver).
  18. Fair and honest claims service at the repair facility of your choice.
  19. Best service in the industry.